AMERICAN EXPATRIATE COVERAGE is designed to cover United States workers while on foreign assignments. It covers the personal property and personal liability of these American expatriates on a blanket basis. This coverage is marketed to corporations having multiple expatriate exposures. The master policy is issued to the corporation and certificates are issued to individual employees. The employer purchases a base layer of property and liability coverage for its expatriate employees. For an additional fee, the employees can increase the base limits to fit their needs. Each plan covers personal liability and both unscheduled and scheduled personal property coverage.