ADDITIONAL INSURED ENDORSEMENTS (CG 20)

CG 20 33–Additional Insured–Owners, Lessees, or Contractors–Automatic Status When Required in Construction Agreement with You (04 13 changes)

(Use with CG 00 01 and CG 00 02)

This endorsement provides automatic additional insured status to any party for whom the named insured performs operations. However, this is only when there is a contractual requirement for that party to be an additional insured on the named insured's coverage form. It is also only with respect to losses caused by the named insured's acts or omissions or acts or omissions of parties that act on its behalf in performing continuing operations for the additional insured. Coverage is limited to what the law permits.

Coverage and limits are further limited to not being broader than what that contract requires.

CG 20 34–Additional Insured–Lessor of Leased Equipment–Automatic Status When Required in Lease Agreement with You (04 13 changes)

(Use with CG 00 01 and CG 00 02)

This endorsement provides automatic additional insured status to any party from whom the named insured leases equipment. However, this is only when there is a contractual requirement for that party to be an additional insured on the named insured's coverage form. It is also only with respect to liability for bodily injury, property damage, or personal and advertising injury caused by the named insured's maintenance, operation, or use of equipment it leases from that party. Coverage is limited to what the law permits. Coverage and limits are further limited to not being broader than what that contract requires.

CG 20 35––Additional Insured–Grantor of Licenses–Automatic Status When Required by Licensor (04 13 changes)

(Use with CG 00 01 and CG 00 02)

This endorsement provides automatic additional insured status to any party that grants a license to the named insured. However, this is only when there is a contractual requirement for that party to be an additional insured on the named insured's coverage form. It is also only with respect to its liability because it granted a license to the named insured. Coverage is limited to what the law permits. Coverage and limits are further limited to not being broader than what that contract requires.

CG 20 38–Additional Insured–Owners, Lessees, or Contractors–Automatic Status for Others When Required in Written Construction Agreement (04 13 addition)

(Use with CG 00 01 and CG 00 02)

This endorsement is identical to CG 20 33 except that it adds a new group as automatic additional insureds. This group is any party the named insured is required to make additional insureds based on a construction contract with another party. The named insured is not required to have a contract with the others. However, when the construction contract expires, all automatic additional insureds that were part of that contract are no longer additional insureds.