(April 2019)

INTRODUCTION

This list identifies endorsements available to modify the Insurance Services Office (ISO) Commercial General Liability Coverage Forms. It is arranged by form number and title and briefly explains the use of each endorsement. It does not include any state specific endorsements, changes or amendments. New endorsements introduced, or endorsements changed in the 04 13 edition and since are in bold print.

EXCLUSION ENDORSEMENTS (CG 21)

CG 21 44–Limitation of Coverage to Designated Premises or Projects (0417 change)

(Use with CG 00 01 and CG 00 02)

This restrictive endorsement is intended to restrict coverage to either a specific scheduled premise or a specific scheduled operation/project. Some significant lawsuits found off-premises coverage in the prior edition so the wording in the new version is much more precise. Of particular note is that the phrase “arising out of” has been eliminated when referring to the premises. The goal is to cover ONLY injuries that occur on the premises itself and to not cover injuries from activities or decisions that might emanate from that premises.

Related Court Cases:

Bachelor Party Goes Bad

Designated Premises Or Project Endorsement Is Not Specific Enough