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Dear [Name]:
Unfortunately, daily life subjects us all to the possibility of
suffering a serious accident or facing a large lawsuit. You’re sensible and
responsible, so you carry insurance to help deal with these dangers. We want to
share that there’s an additional way to handle the danger of loss. It is called
risk management.
Your behavior can have a large influence on whether you suffer a
loss. You may have heard the information before, but it's true that being
careful and alert can greatly reduce the chances of suffering an auto or home
loss, or the likelihood of being sued.
Here's some simple advice from the [agency name]:
Automobiles
Reduce your chance of automobile loss by:
- Maintaining your vehicle,
especially your brakes, in good operating condition
- Practicing defensive driving
skills by avoiding risky drivers and maintaining proper distance from
other vehicles
- Avoiding distractions such as
eating, drinking, texting, or having cell phone conversations while
driving
- Not driving angry
- Obeying traffic laws
- Modifying your driving habits
when faced with poorer driving conditions such as darkness, fog, rain, snow,
or ice
Home
Reduce your chance of a homeowner loss by:
- Making any needed structural
repairs quickly
- Picking up objects such as
tools and toys that can cause tripping
- Making sure child activities at
your home are properly supervised
- If you have a pet, be sure that
you keep it from injuring others
- If you own a pool (in or above
ground) or hazardous recreational equipment (trampolines, climbing walls),
be sure there is no unauthorized or unsupervised use
- Making sure that playground
equipment (swings, climbing ropes, ladders, slides, etc.) are kept in good
condition
If you have questions, we're only an email or a phone call away.
Sincerely,
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