Construction

The construction industry consists of businesses primarily engaged in constructing and maintaining buildings and other structures. The three major types of construction are: (1) building construction, land subdivision, and land development; (2) heavy construction such as highways, power plants, and pipelines; (3) artisan construction by special trade contractors. The following actively insure this industry:

Construction/Environmental Testing Laboratories

Contractors, consultants, and engineers need the services of special testing laboratories to sample and analyze ground water, waste, waterways, air quality, soil, and hazardous waste. These laboratories may be independent contractors or may be associated with environmental consultants or engineering firms. Some labs are mobile and are transported to construction sites. Separate insurance programs are available for testing laboratories involved in acoustics and vibration, biological, chemical, construction materials, electrical, geotechnical, asbestos, mechanical, and thermal testing. Professional liability and pollution liability coverage is available. The following markets write this class of business:

Contractors Design and Build (Project Managers)

The design and build concept consists of a construction firm's contractor and architect being responsible for the project from its inception to its completion. The construction firm may have its own design capability, own a subsidiary design firm, or hire an independent architect and engineering firm. One important feature of this coverage is professional liability for the construction firm that has both design and build functions. This coverage is underwritten by:

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Acme Professional Risks
Builder Insurance Services
Excelsior Construction Placement
Large Things, Inc.
Project Risks, Ltd.