3.B.17

EMPLOYMENT PRACTICES LIABILITY INSURANCE

Dear [Name]:

In the best of times, things can be tricky when dealing with an important part of your business, employees, and job applicants. During economic downturns, the routine of hiring, firing, employee evaluations, and discipline can result in major legal headaches. Unfortunately, when they do, your regular general liability coverage does not handle them.

You should seriously consider your need for Employment Practices Liability Insurance. Employee-related allegations and lawsuits against employers are rising. Such incidents are complicated and often involve tremendous legal expenses. Is that something your business can comfortably handle?

I will call you in the next couple of days to make an appointment to discuss this important protection. You'll feel better after a brief discussion and review.

Sincerely,