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Copyright and Terms and Conditions
The Rough Notes Company, Inc., is dedicated to the educational advancement of insurance professionals. It is our conviction that the insurance scholar should be provided with accurate industry knowledge.
The information provided in this Web site is designed to provide accurate and useful information in regard to the subject matter covered and to provide one possible interpretation of the policy or coverage issue. It is sold with the understanding that the publisher is not engaged in rendering legal or other professional service.
Insurance history shows that court decisions and new policy versions may alter the original intent of policy form or coverage language. Although every reasonable effort has been made to verify the accuracy of items carried in this publication, readers are urged to check independently on matters of specific interest or concern. The Rough Notes Company, Inc., makes no warranties or guarantees regarding the accuracy of the information contained in this Web site.
The following analyses contain references to the sources of the forms or programs being analyzed, such as (but not limited to) Association for Cooperative Research and Development (ACORD), American Association of Insurance Services (AAIS), and Insurance Services Office (ISO). The references appear only in conjunction with our independent analyses of these forms. This Web site is not sponsored or endorsed by or otherwise affiliated with any of the publishers' works that are analyzed. Any appearance of actual form language (i.e., excerpts) is intended only for analytical purpose and is a fair use of the language. The applicable form publishers should be contacted directly for information on securing rights to [and] use of their forms.
© 2000-2006 The Rough Notes Company, Inc.
All rights reserved. No part of this Web site may be reproduced, translated, stored in a database or retrieval system, or transmitted in any form by electronic, mechanical, photocopy, recording, or any other means, except as expressly permitted by the publisher. For permission contact Samuel W. Berman.
Written permission is granted for our customers as follows:
1. Business Building Letters may be used by customers as formats for both internal and external written communication.
2. Risk Survey/Commercial and Risk Survey/Personal Questionnaires and Checklists may be copied and used by insurance agencies to develop checklists and surveys for use with their clients, customers and prospects.
3. PF&M, Coverages Applicable and Insurance Words selections may be copied and pasted into documents as illustrations. This type of usage must include a reference to the source.
4. e-marketing for Agents may be used on the agent's Web site or newsletter without attributing it to The Rough Notes Company, Inc. However, the articles may not be shown attributing them to any party other than The Rough Notes Company, Inc.
5. ACORD applications are available for use, subject to the copyrights of ACORD.
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E-mail: rnc@roughnotes.com
Phone: 1-800-428-4384
Fax: (317) 816-1000 or (800) 321-1909.
Our hours are Monday through Friday, 8:00 a.m. to 4:30 p.m. Eastern Standard or Daylight Savings Time
Mail:
The Rough Notes Company, Inc.
11690 Technology Drive
Carmel. Indiana 46032-5600
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