Dear [Name]:

Since we first wrote your insurance coverage, there have been several changes in available policies, forms and rates. The insurance we arranged properly protected against financial losses at that time, and it may still be doing the right job.

However, may we review your loss exposure and insurance coverages in light of today's conditions? Maybe we'll suggest leaving everything as it is, or maybe we'll suggest improvements. In any event, there's absolutely no charge for the "checkup."

Please call me at [phone number], or drop us a note. We'll talk it over with you at your convenience and make whatever suggestions are appropriate.

Very truly yours,