ISO TIME ELEMENT COVERAGE FORMS ENDORSEMENTS CHECKLIST

(December 2025)

This list identifies endorsements by form number and title available to modify or attach to the Insurance Services Office (ISO) Time Element Coverage Forms. It is intended for use with the following:

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Place a check mark beside any endorsement you recommend be included.

CP 01 40–Exclusion of Loss Due to Virus or Bacteria

CP 04 08–Higher Limits

CP 10 10–Causes of Loss–Basic Form

CP 10 20–Causes of Loss–Broad Form

CP 10 28–Earthquake and Volcanic Eruption Coverage with Flat-Dollar Deductible

CP 10 29–Earthquake and Volcanic Eruption Coverage (Sub-Limit Form with Flat-Dollar Deductible)

CP 10 30–Causes of Loss–Special Form

CP 10 33–Theft Exclusion

CP 10 34–Exclusion of Loss Due to By-products of Production or Processing Operations (Rental Properties)

CP 10 35–Watercraft Exclusion

CP 10 36–Limitations on Coverage for Roof Surfacing

CP 10 37–Radioactive Contamination

CP 10 38–Discharge from Sewer, Drain, or Sump (Not Flood-related)

CP 10 39–Sprinkler Leakage–Earthquake Extension

CP 10 40–Earthquake and Volcanic Eruption Coverage with Percentage Deductible

CP 10 41–Earthquake Inception Extension

CP 10 44–Theft of Building Materials and Supplies (Other than Builders Risk)

CP 10 45–Earthquake and Volcanic Eruption Coverage (Sub-limit Form with Percentage Deductible)

CP 10 46–Equipment Breakdown Cause of Loss

CP 10 47–Suspension or Reinstatement of Coverage for Loss Caused by Breakdown of Certain Equipment

CP 10 51–Grain Properties–Explosion Limitation

CP 10 52–Broken or Cracked Glass Exclusion Form

CP 10 54–Windstorm or Hail Exclusion

CP 10 55–Vandalism Exclusion

CP 10 56–Sprinkler Leakage Exclusion

CP 10 60–Molten Material

CP 10 65–Flood Coverage Endorsement

CP 10 70–Pier and Wharf Additional Covered Causes of Loss

CP 12 11–Burglary and Robbery Protective Systems

CP 12 70–Joint or Disputed Loss Agreement

CP 15 01–Business Income from Dependent Properties Limited International Coverage

CP 15 02–Extra Expense from Dependent Properties Limited International Coverage

CP 15 03–Business Income–Landlord as Additional Insurance (Rental Value)

CP 15 04–Discretionary Payroll Expense

CP 15 05–Food Contamination (Business Interruption and Extra Expense)

CP 15 06–Off-premises Interruption of Business – Vehicles and Mobile Equipment

CP 15 07–Expanded Limits on Loss Payment

CP 15 08–Business Income from Dependent Properties–Broad Form

CP 15 09–Business Income from Dependent Properties–Limited Form

CP 15 10–Payroll Limitation or Exclusion

CP 15 11–Power, Heat, and Refrigeration Deduction

CP 15 13–Seasonal Leases–Monthly Limits on Loss Payment

CP 15 15–Business Income Report/Worksheet

CP 15 20–Business Income Premium Adjustment

CP 15 24–Mining Properties–Business Income

CP 15 25–Business Income Changes–Educational Institutions

CP 15 29–Educational Media and Records

CP 15 31–Ordinance or Law–Increased Period of Restoration

CP 15 32–Civil Authority Change(s)

CP 15 34–Extra Expense from Dependent Properties

CP 15 45–Utility Services–Time Element

CP 15 50–Radio or Television Antennas–Business Income or Extra Expense

CP 15 56–Business Income Changes–Beginning of the Period of Restoration

CP 15 57–Business Income and/or Extra Expense Coverage for Year 2000 Computer-Related and Other Electronic Problems