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  • January 2009, Volume 25


    • If I didn’t take it, why do I have to pay it back?
    • Since Malissa took money over a period of three years, shouldn’t the limit available be three times the $50,000 policy limit?
    • Why did Malissa (and Benny) have to pay back the insurance loss?
    • How much is enough?

  • March 2009, Volume 27


    • Time was on his side
    • Does your client understand what to do following a claim or loss?
    • Is there a simple way to explain a complicated issue?
    • Are you ready to make a mailing?

  • April 2009, Volume 28


    • He owned it, she insured it, he drove it — no coverage!
    • Have you considered how complicated your customer's relationships can be?
    • Do your customers notify you when their marital status changes?
    • Are you ready to inform your customers of your concerns?

  • May 2009, Volume 29


    • It was a terrible explosion!!
    • What is explosion?
    • Searching for coverage after a loss
    • Is flood coverage available?

  • June 2009, Volume 30


    • Wind, rain, roof and beer – a terrible combination!
    • What actions and injuries does Workers Compensation and Employers Liability Insurance cover?
    • Can injuries directly related to alcohol be covered?
    • How do you uncover liquor exposures?

  • July 2009, Volume 31


    • You should have known!
    • Is it a flood exclusion or a water exclusion?
    • Is there a Difference In Conditions?
    • Who wants to write a stand-alone DIC?

  • August 2009, Volume 32


    • There must be coverage … somewhere!
    • What is No-Fault coverage?
    • Should Lynn have considered her uninsured motorists coverage?
    • Since the bicyclist struck Lynn, shouldn’t the bicyclist's homeowners or personal liability coverage respond?

  • September 2009, Volume 33


    • Employee? Insured? None of the above?
    • Who reads the definitions section?
    • Do your clients use temporary or leased employees?
    • Turning research into premium

  • October 2009, Volume 34


    • 75 cars, $2,750,000 limit – no coverage
    • What coverage does garage physical damage provide?
    • Are you interested in insuring auto dealerships?
    • What insurance companies write automobile dealerships?

  • November 2009, Volume 35


    • What really caused the damage – an old sign or a strong wind?
    • Searching for coverage in property coverage forms?
    • Searching for coverage in liability coverage forms?
    • Searching for coverage in agents' errors and omissions coverage forms?

  • December 2009, Volume 36


    • But we moved!
    • What is a certificate of insurance?
    • Who can be additional insureds?
    • The current ACORD 25–Certificate Of Liability Insurance